Overview

With the continuous penetration of Internet technology in various industries, ‘Internet+’ has become the core thinking of financial innovation. To improve customers’ multi-scenario business handling experience, commercial banks have continuously enriched new financial products derived from the Internet and also injected the ideas of ‘interconnection’, ‘user first’, and ‘inclusive service’ advocated by the Internet into their traditional offline channels.

The branch business of traditional banks is limited by the restrictions of location and acceptance methods, and the marketing of financial products has many problems, such as many processing steps, long cycles, difficulty in cost control, and inaccurate information collection, which can no longer meet the needs of business development in the Internet business environment. Therefore, it is urgent to establish a mobile business platform.

The Mobile Exhibition is based on the back end to support platform, data and marketing model to provide a complete set of solutions for the management of different business lines and sales participants, providing customers with mobile card activation, comprehensive contracting, investment and financial management, corporate services, loan application, business handling functions, and at the same time providing customer managers with a variety of marketing management functions such as work station and hall management, which solves the restrictions of banking personnel to promote a product and handle business outdoors and realises more convenient, faster and more precise customers positioning.

By building a mobile business development platform, the information content of the business system is combined with the mobile advantages of the handheld terminal, and the efficiency of banking business handling is improved in a more proactive, faster and low-cost way.

The Mobile Exhibition is divided into two parts: mobile client and server; the client is an Android (cross-platform) client, and the client architecture is a native SDK+VUE hybrid development. The transaction development of this mode utilises H5, functions involve Android’s native is encapsulated into SDKs and open to JavaScript for calling, and the native layer defaults with file encryption, communication encryption, file upload and download, breakpoint resumption, log processing, packaging and release, video compression, message communication, map positioning and many functions of Android native. H5 transactions can interact with devices and external systems through SDKs to complete transactions. The server provides the client with features such as message push, forwarding, message conversion, log processing, transaction records, file handling, and update management. The main functions of the server are essential platform functions such as system communication, basic message and file processing and encryption logs, and the transaction processing logic is processed by the bank system (unified P-end system), so the communication task of the server side is heavy. The server exposes the service to the outside world through microservices, and the client communicates with the server through HTTPS, and then forwards the transaction with the banking system through intrabank communication, taking into account the security and performance requirements.