Overview

Acquiring aggregation payment is realised through the integration of acquiring business scenarios and payment services. The application architecture of the acquiring and payment scenario includes the cashier system, the merchant management module, the payment centre module and the third-party clearing and settlement channels, and the payment centre module integrates the clearing and settlement channels to realise the automatic matching channel of transactions through intelligent routing, to maximise transaction costs and efficiency.

Payment clearing and settlement channels include online payment channels, UnionPay payment channels and traditional payment channels, significantly facilitating the selection of payment methods when users make a payment.

Key Wins

1. Provide standard payment API or gateway payment service capabilities on the PC side to meet the needs of customers for payment and collection through the PC side;

2. Provide gateway payment service capabilities such as H5, API, and SDK based on mobile terminals to meet customers’ payment and collection through mobile terminals;

3. Provide e-wallet combination payment and settlement capabilities to meet the needs of customers to use e-wallets to collect and pay;

4. Provide aggregate code scanning and payment capabilities to meet customers’ mobile payment needs.